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Governor Kemp Signs Legislation Giving Insurance Commissioner More Authority Over Auto Rates


ATLANTA – Insurance and Safety Fire Commissioner John F. King announced today that Governor Kemp has signed legislation reforming how private auto insurance rates are filed in Georgia.

House Bill 221 gives the Commissioner the ability to review all car insurance rate filings before they go into effect, closing a loophole that insurers had previously exploited to increase rates by as much as 25 percent in a single filing.

“Heading into this legislative session, we made it a priority to push for legislation giving our office more authority over car insurance rate filings that impact hardworking Georgia families,” said Commissioner King. “This legislation will allow us to review all filings before they go into effect – while at the same time guaranteeing speed to market, which is critical for the industry.”

House Bill 221 keeps the Commissioner’s “prior approval” authorities over mandatory minimum limits filings, while giving him 60 days to review all other filings. This legislation will go into effect on July 1.

1 Comment

  1. Bryan McKissick on May 13, 2023 at 3:56 pm

    My insurance in March went up 24.8%.
    What does this ruling mean regarding past increases? Do they get away with these outrageous increases to rates? Regards

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